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Saenz Mortgage Broker Cell. 786-273-8761vrrr$#*w!HOW MUCH YOU HAVE TO MAKE A YEAR:*Юш­СOт@DРр?  Zero Debt~ NQE 1ST. MORTGAGE RESIDENTIAL GOOD FAITH ESTIMATE**M****Borrower(s) name:xSAMPLE GOOD FAITH ALLEFG Sale Price~ }РыABorrower(s) address:dOOPDown Pay~ zProperty address: 6{-19201 COLLINS AVE # 441 SUNY ISLES, FL. 33160HIJs ToTal......r P&I nuevo, #Type of Loan: 30 years conventional yNO DOCS s Hoy pagas r Pagarias~ ~~ )  REAL ESTATE TRANSACTION DETAILS: ) n# ESTIMATED MONTHLY PAYMENT:    q* ,! A. Sales Price/Market Value:  CРыADР> 5Principal and Interest ..............................  0 ‚%ТЯYУŠ@DРDРDРD РB; i 4 B. Mortgage amount ! eFў@ D РDР? 6Real Estate Taxes ....................................   ƒ@o@ DР  ]!- C. Interest Rate : ~ B€@7.Hazard Insurance .............................ƒ DР 4 D. Term (years) ~ N>@2)Flood Insurance .........................~ „! E. Periods per year~ c(@%;2Mortgage Insurance ...............................~ ƒ  F. No. of payments~ c€v@%-Monthly Payment#œсчЌПI‘@ % РРB2) G. Estimated annual real estate taxes~ ApЇ@90Association Maintenance .......................…€{@DР2) H. Estimated annual hazard insurance~ h=TOTAL MONTHLY PAYMENT@@#†счЌП)˜@ %РРB2) I. Estimated annual flood insurance~ A"1stYr~ o~ p~ ]~ ‡4+ J. Annual mortgage insurance (renewal)~ A"2ndYr~ o~ p~ ]~ ˆ2) K. Association Maintenance (monthly)~ C€{@"3rdYr~ o~ p~ ]ˆ DР R L. Loan to ValueS~ kT@%4thyr~ o~ p~ ]~ ˆ$$"5ftYr~ o~ p~ ]ˆ DР 3&*800. ITEMS PAYABLE IN CONNECTION WITH LOAN^'8/900. REQUIRED BY LENDERS TO BE PAID IN ADVANCE‰#5801. Origination Discount ~ j" D РDРC:901. Interest for 15 days ................................0ƒЋЊЊЊЊаw@D РDР "5802. Loan Discount Points~ g" D РDР`W902. Mortgage Insurance premium (if less than 80% LTV).................................~ ƒ,5#803. Appraisal Fee (not refundable)i~ —рuР8/903. Hazard Insurance premium for 1 year ......ƒDР,5#804. Credit Report (not refundable)i~ CN@8/904. Flood Insurance premium for 1 year .......ƒ%5805. Lender's Inspection Fee~ -$1000. RESERVES DEPOSITED WITH LENDERŠ&5806.-Bank 80/20 COMBO Charges~ h+"1001. Hazard insurance (2 months).‹ DР џ%! џ" џ# џ$ џ% џ& џ' џ( џ) џ* џ+ џ, џ- џ. џ/ џ0 џ1 џ2 џ3 џ4 џ5 џ6 џ7 џ8 џ9 џ: џ; џ< џ= џ> џ? џ 5807. Assumption Fee ~ ; 21002. Mortgage Insurance ( 2 months ). ...........   Œ!5808. Mtg Broker's Fee~ !:@!!8Ј@ D!РD Р;!21003. City Property Taxes (2 months)..............!!!ƒ"5810. Tax Srvs Fee."~ "РW@K"B1004. County Property Taxes ( 3 months ). ........................"""ƒp‡@ D Р##5812. Lenders Rate Lock Fee#~ #@#.71005. Flood Insurance (2 months).......................#/#/#…$&1100. TITLE CHARGES$($˜$Œ(%1101. Settlement or Closing Fee%3~ %9i@)%= Total Estimated Prepayments:%?%L#%ЋЊЊЊ*Ќ‘@ %#РРB'&51102. Abstract or Title Search&~ &i@&f&f&Œ+'"1103. Title Exam. to Closing Agent'~ 'i@0'=' Total Estimated Settlement Charges:'?%'UUUUEР@D%РD=РB)(5 1105. Doc. Preparation to Lender(~ (i@("Total Savings 5 Yrs.~ (~ (€~ (Ž)51107. Attorney's Fees)~ )Рr@~ )~ )~ )*51108.Title Ins Policy!*lаˆ@ D+РD,Р#*аˆ@ %+,РРB"*tNeg, Amort. for 5 years:.~ **~ Pos. Svgs.~ *,+2#1109. Lenders's Coverage (required)%+D@‡@D Рњ~jМt“x?+K!+ESTIMATED CASH TO CLOSE:+++Š*,0!1110. Owner's Coverage (optional)~ ,1I@,KI@D,Р,_ Purchase Price,`,`,‘-1111. Endorsement Fee-+~ -1РR@2-) Alterations, improvements, and repairs--~ -’0.'1200. GOV. RECORDING & TRANSFER CHARGES.(.™). Land (if acquired separately)..~ .“/1201. Recording fees/~ /!РW@/ Refinance//~ /“-0$1202. Documentary Tax to Dade County0%0є€@D Рyщ&1Ќl?0 Closing Costs000“€Л@D=Р,1#1203. Intangible Tax to Dade County1%1o@D РќЉёвMb`?1 Prepayments111“ЋЊЊЊ*Ќ‘@D%Р,2#1300. ADDITIONAL SETTLEMENT CHARGES2(2˜2 Less loan amount222“Fў@D Р3 1301. Survey~ 3h+3b" Less: Deposits (downpayment) 3a3a!3”Fо@ D РD Р,4T#1302 : Bank Charges for 80/20 combo~ 4m%4b Less: Seller contribution~ 4•&51303. Pest & Roff Inspction.55š5D5b; Less: Other credits (appraisal & credit report) 5a5a~ 5–0{@)6 1304. Complete Inspection 4 in 16~ 6h@o@B6=9 Total estimated cash to close (including downpayment)=6>6=26†ЋЊЊЊљС%,1РРB%25РРB/7&1304. Amort. Schedule, Fax, and Copies~ 77%81305. Courier Fees~ 8РR@8F8=These estimates are provided pursuant to the Real Estate Set 8888%'91306. Processing fees to MTGCO9~ 9šрu@C9:tlement and "Procedures Act of 1974, as amended (RESPA). 0:'1307. Application Fees (non refundable):~ :›рu@C::Additional information can be found in the HUD Special ::);6 1308. Underwriting fees to MTGCO;~ ;`m@G;>Information Booklet, which is to be provided to you by your ~ <7t”@<8~ <1G<>Mortgage Broker or Lender. If your application is to purchase 9=;0TOTAL ESTIMATED CLOSING COSTS: $=<#=|€Л@ %<РРBF==residential property the Lender will take a first lien on the>> property.[?URCOMPLETE THIS SECTION ONLY IF A PARTICULAR PROVIDER(S) OF SERVICES IS/ARE REQUIRED?V?V?V?V?V?V?W@ џFA џB џC џD џE џF џG џH џI џJ џK џL џM џN џO џP џ[@TRSome of the charges estimated above are based on the following required providers:@X!AYName of Provider/AddressAZNature of relationshipAZ Telephone no.CAZ: Business relationshipAXXBTO_______________________________________________________________________________BXC+C[C[C[C[C[C[C\zD%qThis Good Faith Estimate is being provided by _______________, a Licensed Correspondent Lender, and no investor Ehas yet been obtained.8F"/X______________________________________________F%Date:_________________F]!G% Borrower's signature: 8H"/X______________________________________________H$H%Date:_________________ I% Borrower's signature8J"/X______________________________________________J%Date:_________________J% msrsgdft.wks@K%7Loan Officer: _________________________________________K%Date:_________________>Ж    ) Arial