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No cambien nada mas, para no daёar las formulas.OOOOOO)$ REAL ESTATE TRANSACTION DETAILS:%&'() A. Sales Price:~ NjA$O1.- Ponga el Precio que Ud.OO* B. Mortgage amount!8ИA D└D└#quiere en la linea arriba. + C. Interest Rate : ~ P@" O2.- Pong el interes aqui. O O * D. Term (years)  ~ 9>@! , E. Periods per year ~ 0(@ , F. No. of payments ! 0Аv@ D └D └3 ,* G. Estimated annual real estate taxes % Qpз@D└╕ЕыQ╕О?% O3.- Ponga los taxes al a╤o.  O O2,) H. Estimated annual hazard insurance%QИг@D└ЪЩЩЩЩЩЙ?&O4.-Seguro sobre la proppiedadOO2,) I. Estimated annual flood insurance~ QЁx@"O5.-Sihay flood Ins. aqui.OO+," J. Annual mortgage insurance ~ ;&.30% of the base loan amount 2,) K. Association Maintenance (monthly)~ :! (automatic calculation)- L. Loan to Value./1~ XT@$O6.-Hipoteca Porcentaje en OOO'Oproporcion al precio de ventaOO#ESTIMATED MONTHLY PAYMENT:!ZQPrincipal and Interest ..........................................................0 Г##Q╫К@D └D └D └D└B;]TReal Estate Taxes ..................................................................@o@ D └ \SHazard Insurance ..................................................................лкккк j@ D└ ^UFlood Insurance .....................................................................а@@ D└ 8/Mortgage Insurance (only if less than 20% down) D└ "TOTAL MONTHLY PAYMENT####чfс¤Х@ %└└B`WAssociation Maintenance ..............................................................~ "GREAT TOTAL (a)####чfс¤Х@ %└└B$4Information for Ratio No. 144VRMAqui pueden poner la suma de los gastos o pagos mensuales a sus deudas todas.RRRRRRR1 (Car Payment (if more than 8 months left)~ Cy@,!#Credit cards-total minimum payments~ !D" z# $ & ' ( ) * + - . / 0 2 3 5 7 C":Credit cards (5% of all balances without minimum payments)~ "D#Others~ #E$Total monthly debts$$4Information for ratio No. 2$4$4#$Fy@ % #└└B&Monthly Income:&I&S@Aqui pongan lo que ganan juntos al aёo - as per 1040 tax reports&S&S&S&S&S' Borrower 1~ 'C@п@'J These guys have to 'K( Borrower 2(D(Gmake at least yearly:(H) Borrower 3)D)G)H* Borrower 4*E*G*Ipч@ D+└ +TOTAL MONTHLY INCOME#+F@п@ %'*└└B+L+M'-Front end and Back end RATIOS:0-O'Ratio convencionales se veran aqui y no-O-O-O/.O&deberan ser mas de lo sombreado verde..O.O.O/@ FHA Ratio 1/A!/6√%╡╖гЫ╒? D└D+└/UMax.=29%/>Conventional Ratio 1/?!/6√%╡╖гЫ╒? D└D+└/W Max.=28% 0B FHA Ratio 20B+07aМ ▄?D$└D└BD+└0VMax.=41%0<Conventional Ratio 20=+07aМ ▄?D$└D└BD+└0TMax.=36%234 RATIO NO. 1 =34%3Great Total / Monthly Income55 RATIO NO. 2 =52;52Great total + Total monthly debts / Monthly Income77>╢  а ) Arial